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PAM
offers all of
the
services
you would
expect
from
a full-service brokerage
firm,
individually
tailored
to
your particular
needs.
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Access
to All Major Markets
We
offer securities through Financial
West Group,
Inc.,
an independent broker/dealer processing
financial transactions through
National
Financial
Services
(NFS), a wholly owned and fully guaranteed
subsidiary of Fidelity Investments.
Investments available include:
- Mutual
Funds:
Calvert*, Citizens Trust*, Pax*,
Domini* and most other socially
screened funds, as well as
literally thousands of
other
mutual funds.
- Stocks:
access to all major markets and
exchanges.
- Bonds:
municipal, government agency, corporate
and convertible
bonds.
- Index
Notes, Options
and
other risk-management
securities.
- Brokered
CD's from
banks across the country.
- Tax
Credit Housing
Programsand
other direct investments.
- Community
Investments:
High impact social investments in
micro-lending, community and housing
loan funds both locally and
internationally
based.
- Money
Market
Funds:
Taxable, U.S. Government only and
Tax-free funds.
*
The offer and sale of mutual fund shares
may only be made by fund prospectus. Fund
prospectuses on the above mutual funds,
and many others, may be obtained from your
PAM investment consultant.
Asset
Management Accounts from NFS
The
Business Services Account (BSA) for
business, the Resource Management Account
(RMA) for families in the USA and the
International Resource Management Account
(IRMA) for clients residing outside of the
US and are not US citizens are central
asset management accounts available
through our clearing corporation, National
Financial Services. These accounts help
clients organize their account
information, maximize investment returns,
and conveniently access their funds.
Features include:
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Check
writing (all)
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Gold
Mastercard Debit Card
(all)
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Bill
Payment Service available
(RMA)
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Daily
Sweep of Cash into Money Market
Funds
(all)
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Direct
Deposit (RMA)
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Year-end
Summary Statement
(all)
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Electronic
Fund Transfer Service (RMA &
BSA)
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Expense
Coding Feature
(all)
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Retirement
& Custodial Accounts from CSC
Self-directed
IRA's, both traditional and Roth IRA, IRA
Rollover accounts, Educational IRAs and
Small Business Plans (including SEP's and
SIMPLE plans) are available. For larger
business we can help establish Corporate
Retirement Plans, Defined
Contribution Plans (401(k)s, Profit
Sharing Plans) and Defined Benefit
Plans (Pension Plans). Children's
Custodial (UGMA) and Trust Accounts of all
shapes and sizes can be accommodated as
well.
Safety
& SIPC Protection
- ACCOUNTS
AT NATIONAL FINANCIAL SERVICES
Client
accounts
carried on the books of CSC are
protected by the Securities Investor
Protection Corporation (SIPC) up to
$500,000, $100,000 of which may be free
cash balances. Clients are provided
additional protection for amounts up to
$4.5 million in equity value by the
Travelers Casualty &
Surety Company, for total
protection of $5 million.
- ACCOUNTS
AT CHARLES SCHWAB & COMPANY
Client
accounts carried on the books of
Schwab are protected by the
Securities Investor Protection
Corporation (SIPC) up to $500,000,
$100,000 of which may be free cash
balances. Clients are provided
additional protection for amounts up to
$4.5 million in equity value by
Aetna Casualty & Surety
Company, for total protection
of $5 million.
SIPC
and 'excess SIPC' do not provide
protection against changes in market
values. More detailed information is
available upon request.
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