BENEFITS HELPING APWU MEMBERS IN TIMES OF NEED

Members of the American Postal Workers Union have now received over $70 Million in benefits through the Voluntary Benefits Plan and these first class insurance programs. Many of those members have written to tell their story and to say thanks to the union and the Voluntary Benefits Plan for having programs like these when they needed them. To protect the member’s privacy, only their initials are used here. Many letters like these have been received. Here are just a few samples...

“This is one benefit that each and every member can’t do without. One never knows what’s in store for you from one day to the next. If you become disabled and can’t perform your job, you still have peace of mind. Bravo APWU.” J.F., Palisades Park, NJ

“Due to an auto accident which temporarily disabled me from work, the benefit payments received from the Short Term Disability plan and the Hospital Cash plan really helped to pay the bills. Thanks for being there.” F.M., Markham, IL

“VBP is the best investment I ever made to protect myself. I am now retired from the Postal Service with a sudden illness that has changed my life. Thank God I’ve had no financial problems on top of my illness. Thank you from the bottom of my heart, VBP!” L.I., Staten Island, NY

THE BENEFIT PROGRAMS AVAILABLE TO YOU, THE MEMBER

(Please note that limitations and restrictions do apply to each plan listed below). Please call the Voluntary Benefits Plan office at the number provided or e-mail us for complete plan descriptions.)

APWU Mastercard Program
No annual fee, Low APR, Supports APWU Scholarship program

Short Term Disability Income Insurance Plan
Replaces up to 2/3 your salary, up to $3,000 per month for up to one year for disabilities caused by accident or illness

Long Term Disability Income Insurance Plan
Replaces up to 2/3 your salary, up to $3,000 per month, up to Age 65 (or longer) for disabilities caused by accident or illness

Term Life Insurance Plan
Up to $200,000 additional Life Insurance for both you and your spouse, with benefits available for your dependent children. All at low Group Rates.

Supplemental Hospital Cash Insurance Plan
Receive $50, $75, $100 or $200 for each day you or a covered family member are confined to a hospital.

Pre-Paid Group Legal Services Plan
The most comprehensive legal services plan available. Not a so-called discount program, this plan will pay all of the lawyers fees for covered services including domestic relations, real estate matters, lawsuits, criminal matters, financial counseling, personal injury and so much more. This plan does have a limited enrollment period so please call for more information.

Accidental Death and Dismemberment Insurance Plan
Up to $250,000 of low cost accident insurance, for death or loss of limb, sight or hearing caused by an accident. Family coverage available.

Basic Care Hospital Insurance Plan
In-Patient hospital charges and a daily cash benefit of $250 or $500 for sickness or injury. A great supplement to your current health plan.

APWU Mortgage Origination Program
Because of an ongoing labor dispute between Oregon Steel and the United Steel Workers of America and in consideration of the relationship between Oregon Steel and Wells Fargo Bank, which is owned by Norwest Bank, the provider of the APWU Home Mortgage Program, the APWU Mortgage Program is not being promoted at this time. Please check with our office periodically for an update on this matter. We hope for a prompt and fair resolution to this dispute so that we may again offer this excellent mortgage program to APWU members.

Nifty Fifty Cents Plan
This program combines several of the most popular benefits available through our other plans, including Life Insurance, Accidental Death Benefits, Hospital Cash and Disability Income. The lower benefit limits provide a terrific combination, covering multiple needs, for one low cost. Of course, higher benefit amounts are always available to members through our other great programs!

Dental Insurance
Members may go to any dentist of their choice and this plan will reimburse them for up to $1,000 of benefits per person per year.

Members who are enrolled in the APWU Health Plan and who also participate in the VBP Dental Insurance plan will receive a 7.5% discount off the regular premium rate. This arrangement applies only to the dental benefit plan premiums.


PLEASE WRITE OR E-MAIL YOUR THOUGHTS ON ANY OF THE AVAILABLE BENEFITS PLANS OR ON PLANS YOU'D LIKE TO SEE DEVELOPED TO MEET YOUR NEEDS!

E-mail us by clicking here.

A Note To All APWU Members And Locals

These benefits are for MEMBERS-ONLY. They make excellent organizing tools. Don’t hesitate to use them for that purpose.

While most of these benefit plans have remained at the same low cost since the beginning of the program in 1987, they are subject to change. For the most up-to-date information regarding the programs, please have your members and prospective members contact the Voluntary Benefits Plan staff for specific plan questions.

If you are planning orientations for new hires or organizing drives for new members, let the Voluntary Benefits Plan know. Local officers may request that a supply of plan brochures be sent to them by calling the appropriate phone number listed below. And the Voluntary Benefits Plan will work with you in developing materials to be mailed to your members or non-members. Give us a call and use the benefits to help you grow your union!

Please direct all questions or comments about the benefit programs to:

The Voluntary Benefits Plan
P.O.Box 1471
Waterbury, CT 06721

or call the toll free phone number below.

1-800-422-4492
In CT, 1-800-237-5536
(T.D.D 1-203-754-4410)

--- These benefits are available for the members of the ---

Over $75 Million Paid In Benefits!

This web site last updated January 23, 2000.